Your employer should notify the fund that you have become totally and permanently disabled. Satisfactory medical evidence must be given to the fund showing that you have become totally and permanently incapable of doing your own job (engaging in your own occupation) or in any other occupation for which you could be reasonably considered capable of engaging by virtue of your training and general experience, in the trustees’ opinion.
You must note that the claim must be notified to the trustees and/or the administrators in writing no later than 6 months after the last day on which you were at work attending to all your normal duties.
The relevant documents and/or particulars required by the trustees and/or the administrator must be submitted within 12 months after the last day on which you were at work attending to all your normal duties.
The trustees have the right to call for medical evidence to their satisfaction.
Should you have a pre-existing condition and you are disabled within 12 months of becoming a member, by reason of that injury or illness in respect of which you sought medical advice or you knew or could reasonably have been expected to know about, 6 months before the date on which you became a member, your disability claim will be repudiated
Should the disability application be successful, in addition to your fund credit you may be entitled to a disability benefit of 3.25 times your annual fund salary subject to the maximum capital disability benefit. If you become disabled during the 10 (ten) years prior to normal retirement date, the benefit will decrease in accordance with the following table, depending on the number of years prior to normal retirement date:
Years prior to normal retirement date
A disability benefit shall not be payable after you have reached the normal retirement date of 65 years of age.