A member will be classified as totally and permanently disabled  in terms of  the rules of the Fund, if trustees receive notification from the member’s Employer and satisfactory medical evidence that the member has become totally and permanently incapable of of engaging in the member’s own normal occupation or in any other occupation for which, in the trustees’ opinion, the member could be reasonably considered capable of engaging by virtue of the member’s training and general experience for remuneration or profit.

Notification and submission 

Claims are deemed payable when the Trustees and/or the Administrators are notified in writing no later than 6 (six) months after the last day on which the member in question was at work attending  to all the member’s normal duties.

The relevant documents required by trustees’ and/or the Administrator are to be submitted  to the trustees’ and/or Administrator within twelve (12) months after the day on which the member in question was at work attending to all their normal duties.

Trustees’ have the right to call for medical evidence to their satisfaction, including certificates at the Fund’s expense from a medical practitioner appointed by the Trustees.