The funeral benefit is to help pay the funeral costs when a member dies. The funeral benefit is also payable for thedeath of a spouse, life partner or eligible child of a member.

In constantly improving the quality of life and benefits to members, the Private Security Sector Provident Fund Board of Trustees’ embarked on a market testing which resulted in a change of the funeral administrator to Bophelo Life Insurance Limited which offered better benefits at a reasonable cost. The appointment of Bophelo is effective as from the 01 February 2016 with the following benefits:

Type of Member Covered Funeral Benefit

Main Member                                             R30 000
Spouse                                             R30 000
Child 14 to 21                                             R30 000
Child 6 to 13                                              R19 000
Child 1 to 5                                              R14 000
Child 0 to 11 months (Including Stillborn)                                              R7 500

Family members covered by the scheme:

• Main Member
o Main member is covered up to the retirement age specified in the Fund Rules

• Spouse
o A person who is married to a member.
o Marriage: A union recognised as a marriage in accordance with any law or custom, including:

• A customary marriage concluded in accordance with customary law;

• A union recognised as a marriage under the tenets of any Asiatic religion;

• A permanent life partnership in which the partners to such relationship had been living together for at least six months. This is provided that Bophelo Life Insurance receives satisfactory proof that a permanent life partnership had been established

• Multiple Spouses Covered, limited to three claims per annum

• All children are covered up to the age of 21

• Children that are studying full time are covered to age 29 provided that there is no break in studies from the age of 21.

• Stillborn after 26 weeks of pregnancy. Death is defined as death occurring after 26th week of pregnancy but before live delivery. Proof required in the event of a still birth is confirmation from the hospital/doctor (BI 1663).

• Disabled Child” means a child affected by any permanent mental or physical disability, including any disorder or disability of the mind, the body to the extent that he or she, is at all times unable to perform any function without the direct assistance of the MEMBER and must be having a condition that renders the disabled child  unemployable. The child must have either been born with the disability, or the disability must have occurred before he/ she reaches the age of 18.

• For the purposes of this policy, a Disabled Child remains a child throughout the existence of he policy and shall be covered until Member’s retirement or termination, whichever occurs earlier.

Additional Benefits:
• No Waiting Period

• 24 Hour Call Centre for queries and notification of death

• Repatriation of the mortal remains of the main member from place of death to place of burial within SADC (Angola, Botswana, Congo (DR), Lesotho, Malawi, Mauritius, Mozambique, Namibia, Seychelles, South Africa, Swaziland, Tanzania, Zambia and Zimbabwe)

• 7 Days free storage of mortal remains of the main member

• A tombstone is provided by Bophelo (Not transferable to cash)

• Multiple Spouses Covered, limited to three claims per annum

• Trauma, Assault and HIV Counselling

• Legal Assistance Benefit: Legal Assist is a telephonic legal advice line manned by qualified and experienced Bophelo appointed attorneys for guidance and information on all legal matters.